Mrs. Ripa Akter is a dedicated academic and Senior Lecturer in the Department of Business Administration at the University of Brahmanbaria, with a strong specialization in Finance and Banking. She earned both her MBA and BBA from Comilla University, securing first position with outstanding academic records and receiving the prestigious Chancellor’s Award. Her research contributions include publications on banking profitability, liquidity determinants, and digital transformation in Bangladesh. Proficient in statistical tools such as SPSS, STATA, and E-Views, she combines analytical expertise with effective teaching. With strong communication skills and leadership abilities, she is committed to advancing knowledge and academic excellence.